Your local currency
Accounts open in the currency of your country of residence, including EUR, GBP, USD, CAD and CHF.
Insurance and banking in one secure account
Expat banking for life between Europe and North America
Moving abroad for work, study or family shouldn't mean juggling banks in two countries. Vault IAT gives expats living in Europe, the United States or Canada one account for everyday money and the insurance cover that travels with them.
What expats get with Vault
Free Vault-to-Vault transfers
Send money instantly and free of charge to any other Vault member, wherever they live.
Transfers to outside banks
Gold and Platinum members can move money to their own external bank accounts.
Insurance in the same account
Travel, life, home and health cover sit alongside your banking, managed from one dashboard.
Every account reviewed
Each registration is checked and approved by our team, and sign-in is confirmed with a secure email link.
24/7 human support
Reach our team by live chat at any hour, or by email, from your member dashboard.
Who can join
Adults aged 18 or over who live in any European country, the United States or Canada. You'll provide your full name, date of birth and ID number at sign-up (US residents also provide an SSN). Once our team approves your registration, you receive your own account number and bank code.
Start your application